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Beyond the Infrastructure: How Tech is Leveling the Playing Field

A narrative on using technology to unlock opportunity, accelerate inclusion, and empower women founders to lead in the digital economy.

WRITTEN BY  TEAM ARISE
PUBLISHED FEB 12, 2023

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In many emerging markets, the path to building a business has historically been blocked by a lack of traditional infrastructure. Whether it is limited physical bank branches, inconsistent power grids, or slow moving administrative systems, these legacy barriers can stifle innovation before it begins. We see these challenges not as roadblocks but as catalysts for a different kind of growth known as leapfrogging. Leapfrogging allows communities to bypass costly, outdated systems and adopt advanced tools that are widely accessible today.

The Cost of the Infrastructure Gap

The infrastructure tax in emerging economies is significant. Regions with poor physical connectivity often face higher operating costs than their counterparts in developed markets. These costs can materialize in the form of logistics inefficiencies, manual workflows, and delays in market access.

The Banking Barrier

Globally, about 1.4 billion adults remain unbanked, meaning they do not have access to formal financial accounts. Women are disproportionately affected, with a persistent gender gap in financial inclusion across many regions. While the exact gap varies by country, the pattern of exclusion is well documented.

The Connectivity Deficit

While mobile broadband networks now cover most of the world geographically, a significant portion of the population remains offline due to lack of affordable devices, limited digital literacy, and cost barriers. Close to 40 percent of the global population still lacks meaningful internet access, especially in rural and low income regions.

Bypassing Old Systems with New Tools

Leapfrogging happens when communities skip decades of incremental evolution and adopt modern digital tools directly.

Mobile First Finance

In regions with limited traditional banking, mobile money and digital payments have enabled millions of people, especially women, to participate in financial systems for the first time. In places like East Africa, mobile money adoption has grown rapidly and improved financial inclusion.

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Digital payments and mobile finance tools help founders manage capital, transact with customers, and scale without relying on physical banking infrastructure.

AI as an Equalizer

AI and automation tools are allowing small businesses to reduce manual overhead and improve efficiency. Companies that adopt AI for operations, customer service, and planning often report measurable productivity gains, though exact outcomes vary by context.

 

For small teams without access to expensive consulting or enterprise grade systems, AI can enhance competitiveness by automating tasks that previously required larger staffs.

Decentralized Education

Cloud based training, online courses, and virtual mentorship connect founders in under served regions with global expertise. Entrepreneurs with access to structured digital learning tend to perform better than peers without such skills, including stronger revenue growth and operational maturity.

Why This Matters for Women Founders

The digital leap is particularly important for women, who often face steeper barriers in traditional systems. Digital platforms can reduce the impact of bias because they rely more on data driven systems than on closed networks.

Funding Access

Women founders receive a disproportionately small share of venture capital, commonly cited at around 2 to 3 percent globally. Alternative funding routes such as crowdfunding, revenue based financing, and fintech credit platforms provide additional access to capital. Many datasets show that women led crowdfunding campaigns often perform as well as or better than those led by men, although results vary by platform.

Agility and Resilience

By adopting data first and AI enabled systems early, women founders can build businesses that are more adaptable and resilient. This allows smaller teams to compete with larger incumbents through faster iteration and better decision making.

Our Role in the Digital Revolution

Our mission goes beyond providing tools. We help founders understand how to use technology effectively. Technology alone is not a silver bullet, but when paired with training, community, and ongoing support, it can unlock opportunities that were previously out of reach.

We are committed to ensuring that the digital divide does not become a permanent wall. Our focus is on equipping women with the skills, confidence, and support to lead in the digital economy. When a woman leapfrogs a broken system, she uplifts not only her business but her community and demonstrates what becomes possible when access improves.

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